Millions of Canadians are about to see more money in their pockets as the CRA rolls out its next GST/HST Credit payment in July — and in some provinces, the total could climb as high as $575 per quarter.
With the Canada Revenue Agency (CRA) confirming the next round of GST/HST Credit payments for July 5, 2025, there’s more than just the standard federal support on the table. Canadians living in certain provinces may qualify for an extra $575 GST/HST Credit payment, thanks to generous provincial top-ups designed to help offset sales taxes and the rising cost of living.
Here’s everything you need to know about who qualifies, how much you’re eligible for, and why some Canadians will receive over four times the base federal GST/HST Credit amount this summer.
Table of Contents
What is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment issued by the CRA to support low- and modest-income Canadians in handling the costs of Goods and Services Tax (GST) or Harmonized Sales Tax (HST).
You don’t need to apply for it separately — if you’re eligible, it will be deposited directly into your bank account or sent as a cheque after you file your annual tax return.
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When is the Next GST/HST Credit Payment?
The next GST/HST Credit payment will be deposited or mailed out on Friday, July 5, 2025. This is the first payment for the 2025–2026 benefit year, which runs from July 2025 through June 2026.
These payments are made every three months — in July, October, January, and April.
GST/HST Credit Amounts for 2025
For the 2025–2026 benefit year, the CRA has slightly increased the base federal payment:
- $133.25 per quarter for a single individual
- $266.50 per quarter for a family of four
- $70 per additional child (approximate adjustment)
The credit amount is income-tested and begins to phase out if your net income exceeds $41,000 (for singles) or $48,000+ (for families), depending on family size.
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Provinces Offering Up to $575 in Extra GST/HST Credit Payments
Several provinces top up the federal GST/HST Credit with their own provincial benefits, which are automatically combined with your quarterly CRA payment. In some cases, the total quarterly benefit can exceed $575 — significantly boosting household budgets.
Here’s how it breaks down:
Newfoundland and Labrador — Up to $575.50/quarter
Three provincial programs make this the most generous province for GST/HST Credit top-ups:
- Newfoundland and Labrador Income Supplement (NLIS)
- $130 per individual
- $17.25 for a spouse
- $57.75 per child
- Disability Amount (NLDA)
- $57.75 per eligible adult
- Seniors’ Benefit (NLSB)
- Increased in 2025 to $387.75/quarter (was $365 last year)
- For low-income seniors or couples with income below $43,380
Total possible provincial payment: $575.50/quarter
Eligibility: Based on income and filing taxes
Paid with: GST/HST Credit (no application needed)
Saskatchewan — Up to $299/quarter
Saskatchewan Low-Income Tax Credit (SLITC):
- $107.25 per adult
- $42.25 per child (up to 2 children)
A family of four could get $299 on top of their federal GST/HST Credit.
Income threshold: Phases out above $38,588; partial payments available to $80,058.
New Brunswick — Up to $200/quarter
NB Harmonized Sales Tax Credit (NBHSTC):
- $75 per adult
- $25 per child under 19
A family of four receives $200 extra with their GST/HST Credit.
Income-tested: Phased out beyond $35,000 family net income.
Nova Scotia — Up to $93.75/quarter
Nova Scotia Affordable Living Tax Credit (NSALTC):
- $63.75 per household
- $15 per child
Family of four: $93.75 per quarter.
Eligibility starts reducing at $30,000 net income.
Prince Edward Island — Up to $55/quarter
PEI Sales Tax Credit:
- $27.50 for individual
- $13.75 for a spouse or eligible dependent
- Additional $13.75 for family incomes above $30,000
Max family top-up: $55/quarter
Starts phasing out at $50,000.
Provinces With No Extra GST/HST Credit in 2025
If you live in the following provinces or territories, you will receive only the federal portion of the GST/HST Credit in 2025:
- Ontario
- Alberta
- Quebec
- Manitoba
- British Columbia
- Yukon
- Northwest Territories
- Nunavut
Many of these regions offer separate provincial benefits instead:
- Ontario: Ontario Trillium Benefit
- Alberta & Quebec: Direct provincial programs
- B.C. and Territories: Carbon tax rebates (now discontinued)
Important: If you lived in these areas and were eligible for carbon-related top-ups in past years but filed late, you may still receive retroactive payments.
How to Make Sure You Get the Extra $575
You do not need to apply separately for these provincial top-ups. The CRA calculates your eligibility and includes the amounts automatically with your GST/HST Credit if you file your taxes on time.
To check if you’re receiving the top-ups:
- Log in to CRA My Account
- Use the CRA mobile app
- Call CRA: 1-800-387-1193
Also, check your July 5 bank deposit or cheque stub for a breakdown of the total amount.
Summary: Who Gets the Extra $575?
| Province | Max Extra GST/HST Credit (Quarterly) | Base Federal Credit | Total Possible Payment |
|---|---|---|---|
| Newfoundland & Labrador | $575.50 | $133.25 – $266.50 | Up to $708.75 |
| Saskatchewan | $299.00 | $133.25 – $266.50 | Up to $565.50 |
| New Brunswick | $200.00 | $133.25 – $266.50 | Up to $466.50 |
| Nova Scotia | $93.75 | $133.25 – $266.50 | Up to $360.25 |
| Prince Edward Island | $55.00 | $133.25 – $266.50 | Up to $321.50 |
| Ontario, Alberta, Quebec, etc. | None | $133.25 – $266.50 | Federal only |
Final Word
The extra $575 GST/HST Credit payment available in Newfoundland and Labrador is the highest in the country — but many provinces are offering substantial boosts this summer. These quarterly payments can make a real difference in managing inflation and household costs.
Check your CRA account now, make sure your 2024 taxes are filed, and be ready for July 5, when your next credit lands — possibly with hundreds of dollars more than last year.