Canadian workers earning a low income are about to see a much-needed boost in their bank accounts. The Canada Workers Benefit (CWB) is kicking off a new benefit cycle with its first advance payment scheduled for Friday, July 11, 2025 — and eligible recipients could receive up to $600 this month.
With rising inflation and the cost of living continuing to challenge Canadians, this benefit is offering timely relief for those who need it most. Here’s a full breakdown of the $600 Canada Workers Benefit July payment, who qualifies, how much you could receive, and what’s changed for 2025.
Table of Contents
What is the Canada Workers Benefit?
The Canada Workers Benefit is a refundable tax credit from the federal government designed to support low-income individuals and families who are actively employed. It provides financial help through:
- A basic amount, and
- A disability supplement, if applicable.
The CWB is not taxable, and it’s paid either at tax time or in advance through the Advanced Canada Workers Benefit (ACWB) program.
Canada’s $8,844 WEPP Payout in 2025: Are You Eligible for This Big Benefit?
What is the Advanced Canada Workers Benefit (ACWB)?
Instead of waiting until tax season to receive the benefit, eligible Canadians can get up to 50% of their total CWB amount paid in advance — spread across three instalments during the year:
- July 11, 2025
- October 10, 2025
- January 12, 2026
This allows recipients to get quicker access to funds when they might need them most.
Good news — there’s no separate application required for advance payments. If you filed your 2024 tax return before November 1, and you’re eligible based on your income and residency, the CRA will automatically issue your July 2025 payment.
Who is Eligible for the $600 Canada Workers Benefit July Payment?
To qualify for the CWB and receive the July advance payment, you must:
- Be a Canadian resident for the entire year
- Be 19 years or older by December 31, 2025
- Earn working income, but remain below the income limits
- Not be a full-time student (unless supporting a child or partner)
- Not be incarcerated for 90+ days
- Not be tax-exempt (e.g., diplomatic personnel)
Income Limits for 2025 (federal amounts):
- Single individuals can earn up to $36,749
- Families (couples or single parents) can earn up to $48,093
To receive the disability supplement, you must:
- Qualify for the Disability Tax Credit (DTC)
- Have a completed Form T2201 on file with CRA
How Much Will You Receive in July 2025?
The amount varies based on income, household type, and province. But for most eligible Canadians, the July 11 payment could be up to:
| Recipient Type | Maximum Advance Amount (July 2025) |
|---|---|
| Single individual | Up to $265 |
| Families (couples/single parents) | Up to $456.50 |
| Disability supplement | Extra $136.83 |
In total, some individuals could receive over $600 in combined benefits if they qualify for both the basic CWB and the disability supplement.
How to Get the Canada Workers Benefit
You don’t need to apply separately for the CWB or its advance payments.
- File your taxes on time each year (including Schedule 6)
- The CRA automatically calculates your eligibility and amount
- Advance payments are based on the most recent tax return (2024 for July 2025)
If you’re eligible for the disability supplement, ensure your Disability Tax Credit application is approved and on file with the CRA.
Is the Canada Workers Benefit Taxable?
No, the CWB is not taxable. It is a refundable credit, meaning:
- It either reduces your tax bill, or
- Results in a refund — even if you owe no taxes.
Advance payments are also non-taxable.
Upcoming Canada Workers Benefit Payment Dates
The July 11 payment is the first of three advance payments for the 2025–2026 benefit year. The other scheduled payments are:
- October 10, 2025
- January 12, 2026
A final reconciliation amount, if any, will be included with your 2025 income tax refund when you file in 2026.
Key Takeaways:
$600 Canada Workers Benefit – July 2025
- Up to $600 could land in your account on July 11
- Advance payments are automatic if you filed taxes before Nov 1, 2024
- Designed for low-income workers and families
- Indexed for inflation — increased amounts for 2025
- Non-taxable and no separate application required
If your income has dropped or your family situation changed last year, you might receive more this cycle than before. Be sure to check your CRA My Account for exact amounts and eligibility updates.