The Canada Revenue Agency (CRA) is set to roll out 9 major benefit payments in July 2025, bringing critical financial support to millions of Canadians. Whether you’re a senior relying on Old Age Security (OAS), a parent receiving the Canada Child Benefit (CCB), or a worker qualifying for the Canada Workers Benefit (CWB), this month’s payments are aimed at easing the ongoing pressure of rising living costs.
Here’s a detailed look at all CRA benefit payments coming in July 2025, including payment dates, updated amounts, and eligibility requirements.
Table of Contents
Full List of CRA Benefit Payments – July 2025
1. Canada Child Benefit (CCB) – July 19, 2025
The Canada Child Benefit offers tax-free monthly payments to eligible families with children under 18.
- New CCB Maximums (indexed to inflation):
- Children under 6: $7,997 annually (approx. $666/month)
- Children 6–17: $6,748 annually (approx. $562/month)
Eligibility:
- You must live with a child under 18 and be the primary caregiver
- Must file an annual tax return
- Canadian residency required
CRA Confirms $648 to $666 Canada Child Benefit Increase July 2025
2. Ontario Trillium Benefit (OTB) – July 10, 2025
A combined monthly payment for Ontario residents, consisting of:
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
- Ontario Sales Tax Credit
Eligibility:
- Ontario resident
- Paid rent or property tax
- Filed 2024 tax return
Amount: Varies by income, household size, and location
3. Canada Pension Plan (CPP) – July 29, 2025
CPP provides retirement, disability, and survivor benefits to eligible contributors.
- Average Retirement Benefit (age 65): $899.67/month
- Maximum CPP Retirement (2025): $1,433.00/month
- CPP Disability (2025): Up to $1,614.59/month
Eligibility:
- Must have made at least one valid CPP contribution
- Meet age or disability requirements
4. Old Age Security (OAS) – July 29, 2025
OAS is a monthly taxable pension for seniors aged 65 and older.
- Ages 65–74: Up to $734.94/month
- Ages 75+: Up to $808.44/month (new increase as of July 2025)
Eligibility:
- Age 65+
- Must have lived in Canada for at least 10 years since age 18
- Income-tested (clawback starts at $93,454)
5. Guaranteed Income Supplement (GIS) – July 29, 2025
Paid with OAS, GIS supports low-income seniors.
- Single seniors: Up to $1,097.01/month
- Each spouse (if both receive OAS): Up to $636.26/month
Eligibility:
- Must receive OAS
- Income below government thresholds
- Automatically recalculated based on tax return
Big CPP and OAS Boost for Seniors in July 2025: New Payment Amounts Revealed
6. Canada Workers Benefit (CWB) Advance – July 12, 2025
CWB helps low-income workers by providing refundable tax credits in advance.
- Individuals: Up to $1,633/year (~$408/quarter)
- Families: Up to $2,813/year (~$703/quarter)
Eligibility:
- At least 19 years old or with eligible dependents
- Working low income
- File a tax return and request advance payments
$1,633 Canada Worker Benefits Coming in July 2025: Increase, Eligibility, Payment Dates
7. GST/HST Credit – July 4, 2025
A quarterly, tax-free benefit helping offset GST/HST paid by low- and modest-income individuals and families.
- Single adult: Up to $133.25
- Family of four: Up to $266.50
- Provincial boosts may apply (e.g., up to $575 for NL, SK, NB)
Eligibility:
- Based on 2024 income
- Must file taxes to qualify
- Paid quarterly
Extra $575 GST/HST Credit Payment July 2025: Here’s Who Gets It
8. Canada Disability Benefit (CDB) – Pilot Launch July 2025
The Canada Disability Benefit begins its initial rollout in July 2025, aimed at supporting working-age Canadians with disabilities.
- Initial monthly amount: Estimated $200/month or $2,400/year
- Additional disability-related supports still available:
- CCB Disability Supplement: Up to $3,173/year/child
- Provincial disability benefits (e.g., AISH, BC PWD)
Eligibility:
- Working-age individuals with disabilities
- Must meet federal definition and income thresholds
- Application expected via MyCRA and Service Canada portals
9. Disability and Child-Related Top-Ups – July 2025
In addition to the CDB, many provinces offer child or disability supplements in July:
- Paid with federal benefits such as CCB and OAS
- Provincial top-ups vary by region and benefit type
Summary: CRA Benefit Payments – July 2025
| Benefit | Payment Date | Maximum Amount |
|---|---|---|
| Canada Child Benefit | July 19, 2025 | Up to $666/child |
| Ontario Trillium Benefit | July 10, 2025 | Varies by income/rent |
| Canada Pension Plan | July 29, 2025 | Up to $1,433/month |
| OAS (75+) | July 29, 2025 | Up to $808.44/month |
| GIS (Single) | July 29, 2025 | Up to $1,097.01/month |
| CWB Advance | July 12, 2025 | Up to $703/family |
| GST/HST Credit | July 4, 2025 | Up to $266.50/family |
| Canada Disability Benefit | July 2025 | ~$200/month (pilot) |
| Disability/Child Top-Ups | Various | Up to $3,173/year (child) |
Final Thoughts
July 2025 is shaping up to be a vital month for Canadians counting on CRA-administered financial supports. With nine distinct CRA benefit payments scheduled — from enhanced OAS and CPP pensions to family child benefits and the rollout of the new Canada Disability Benefit — Canadians across income levels will receive timely relief.
To ensure you don’t miss a payment:
- File your 2024 tax return
- Update direct deposit info in CRA My Account
- Check benefit status regularly online or by contacting CRA/Service Canada
Stay informed, stay eligible, and watch your account — your next CRA deposit could be days away.