Millions of Canadians rely on monthly benefit payments from the Canada Revenue Agency (CRA) to help cover living costs. Whether you’re a parent, worker, senior, or low-income earner, CRA benefit payments in July 2025 offer essential financial support. Here’s a detailed look at the upcoming payments, how much you can expect, and who qualifies—based on the latest information from official CRA and Canada.ca sources.
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What CRA Benefits Are Coming in July 2025?
Here’s a breakdown of the key CRA benefit payments in July 2025, including payment dates, estimated amounts, and eligibility requirements.
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1. GST/HST Credit – July 4, 2025
Purpose: The GST/HST credit is a quarterly, tax-free payment that helps offset the cost of the Goods and Services Tax or Harmonized Sales Tax for individuals and families with low or modest incomes.
- Payment Date: Friday, July 4, 2025
- Estimated Amounts:
- Single individual: up to $533 annually (approx. $133 per quarter)
- Married/common-law couple: up to $698 annually
- Additional $184 per eligible child
Eligibility:
- Must be a Canadian resident for tax purposes.
- Age 19 or older, or have a spouse/common-law partner or child.
- Must have filed a 2024 income tax return.
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2. Canada Child Benefit (CCB) – July 18, 202
Purpose: The CCB provides monthly tax-free payments to eligible families to help with the cost of raising children under 18.
- Payment Date: Friday, July 19, 2025
- Estimated Monthly Amounts:
- Up to $666.42 per month for each child under 6
- Up to $562.33 per month for each child aged 6 to 17
Eligibility:
- Must be a Canadian resident with a child under 18.
- Must file a 2024 tax return.
- Benefit amounts are income-tested and based on family net income.
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3. Canada Workers Benefit (CWB) – July 11, 2025 (Advance Payment)
Purpose: The CWB supports low-income workers with a refundable tax credit, partially distributed through advance quarterly payments.
- Payment Date: Friday, July 12, 2025
- Estimated Advance Amounts:
- Up to $1,633 annually for individuals
- Up to $2,813 for families (based on income and province)
Eligibility:
- Must be working and earning a minimum of $3,000 annually.
- Age 19 or older (exceptions for youth with children or a spouse).
- Must have filed your 2024 return with Schedule 6 to qualify for advance payments.
4. Ontario Trillium Benefit (if eligible) – July 10, 2025
Purpose: Residents of Ontario may receive monthly payments to help with energy and property tax costs.
- Payment Date: Wednesday, July 10, 2025
- Includes: Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit.
Eligibility:
- Must be a resident of Ontario who qualifies based on 2024 income and housing costs.
- Must have filed a 2024 tax return and applied for the credit.
5. Old Age Security (OAS) and Guaranteed Income Supplement (GIS) – July 29, 2025
Purpose: OAS provides a monthly pension to seniors age 65+, while GIS offers extra support to low-income OAS recipients.
- Payment Date: Tuesday, July 29, 2025
- Estimated Monthly Amounts (as of July 2025):
- OAS: Up to $734.95 for seniors aged 65–74
- OAS: Up to $808.44 for seniors aged 75+
- GIS: Up to $1,086 for single, low-income seniors (varies by marital status and income)
Eligibility:
- Must be age 65 or older.
- Must meet legal residency and income requirements.
- GIS eligibility is assessed through your income tax return.
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6. Canada Pension Plan (CPP) – July 29, 2025
Purpose: CPP provides monthly retirement, disability, and survivor benefits to eligible contributors.
- Payment Date: Tuesday, July 29, 2025
- Average Monthly Amount (Retirement): Around $899.67
- Maximum Monthly Amount (2025): Up to $1,433.00
- Eligibility:
- Must be at least age 60 and have made at least one valid CPP contribution.
- Amount depends on contributions and age you start receiving the benefit.
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Summary of CRA Benefit Payment Dates – July 2025
| Benefit | Payment Date | Amount (Approx.) |
|---|---|---|
| GST/HST Credit | July 5, 2025 | $133–$174.5+ (quarterly) |
| Canada Child Benefit (CCB) | July 19, 2025 | Up to $666.42 per child (monthly) |
| Canada Workers Benefit (CWB) | July 12, 2025 | Up to $703 advance (quarterly) |
| Ontario Trillium Benefit | July 10, 2025 | Varies (monthly) |
| OAS + GIS | July 29, 2025 | Up to $1,894.44 combined (monthly) |
How to Make Sure You Get Paid
To ensure you receive all CRA benefit payments in July 2025:
- File your 2024 tax return as soon as possible—even if you have no income.
- Update your personal information (address, marital status, dependents) with CRA.
- Enroll in direct deposit via your CRA My Account for faster payments.
Final Thoughts
July 2025 will bring a variety of vital CRA benefits to help Canadians manage rising costs. Whether you’re a parent, a senior, or a low-income worker, these payments provide targeted relief based on need and income. Stay informed and make sure your tax information is up to date to receive your full entitlements.