The GST/HST Canada Credit July 2025 payment is arriving just in time to help Canadians cope with rising costs. Set to be delivered on Friday, July 4, 2025, this tax-free benefit is part of the federal government’s continued effort to ease financial pressure on low- and modest-income individuals and families across the country.
Here’s a full breakdown of the July 2025 GST/HST credit, including payment amounts, eligibility rules, and what you need to do to ensure you don’t miss out.
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What is the GST/HST Canada Credit?
The Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit is a quarterly tax-free payment issued by the Canada Revenue Agency (CRA). It’s designed to offset some of the sales taxes paid on everyday purchases by eligible Canadians.
This credit is meant for individuals and families with lower or modest incomes and is automatically calculated based on your previous year’s tax return—no application is required.
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GST/HST Canada Credit July 2025 Payment Dates
The first payment of the new GST/HST Canada Credit July 2025 will be sent on:
- Friday, July 4, 2025
If you are registered for direct deposit, the payment will go straight to your bank account. Otherwise, a cheque will be mailed, which may take a few extra days to arrive.
Upcoming quarterly payment dates for the 2025–2026 benefit year:
- October 3, 2025
- January 5, 2026
- April 3, 2026
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How Much Will You Receive?
For the 2025–2026 benefit year, the maximum annual GST/HST Canada credit amounts are:
- $698 for eligible couples
- $533 for eligible single individuals
- $184 for each child under 19 years old
These amounts are divided into four quarterly payments. For example, a single parent with two children could receive up to:
- $533 (individual) + $184 x 2 (children) = $901 annually
- $901 ÷ 4 = $225.25 per quarter
Note: Your actual payment may be lower, depending on your family net income from your 2024 tax return.
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Who is Eligible for the GST/HST Credit?
To receive the GST/HST Canada Credit July 2025, you must:
- Be a Canadian resident for income tax purposes
- Be at least 19 years old, or have (or had) a spouse/common-law partner, or be a parent who lives with your child
- Have filed your 2024 tax return, even if you had no income
The CRA automatically determines your eligibility based on your tax filing.
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How is the GST/HST Credit Calculated?
Your family net income, marital status, and number of children all affect how much you receive. The base amounts are reduced once your income exceeds a certain threshold.
Generally, the credit begins to phase out for individuals or families with a net income over:
- $42,000 to $55,000, depending on family size
The CRA uses a specific formula to calculate your payment based on your income from 2024.
Combined Credits With Provinces and Territories
Some provinces and territories combine the GST/HST credit with their own tax benefits, such as:
- Ontario Trillium Benefit
- BC Climate Action Tax Credit
- Newfoundland and Labrador Income Supplement
- Nova Scotia Affordable Living Tax Credit
If you qualify for these, they will be included in the same payment from the CRA.
How to Check Your Payment
You can check the status of your GST/HST Canada Credit July 2025 through:
- The CRA My Account portal
- The MyBenefits CRA mobile app
- Calling CRA’s Benefits line at 1-800-387-1193
Don’t Miss Out – What You Should Do Now
- File your 2024 tax return right away if you haven’t already—this is essential to get the July payment.
- Sign up for CRA direct deposit to receive your payment on time.
- Keep your personal information updated with the CRA, especially if your family status has changed.
Summary: GST/HST Canada Credit July 2025
| Feature | Details |
|---|---|
| Payment Date | July 4, 2025 |
| Frequency | Quarterly |
| Max for Individuals | $533 annually |
| Max for Couples | $698 annually |
| Child Credit | $184 per child annually |
| Application Required | No – based on 2024 tax return |
| CRA Contact | 1-800-387-1193 |
Final Thoughts
The GST/HST Canada Credit July 2025 is more than just a routine tax refund—it’s a crucial financial support tool for millions of Canadians. Whether you’re a single adult, a senior, or a family with children, this credit can help ease the pressure of everyday expenses.
Make sure your taxes are filed and your CRA account is up to date, so you don’t miss your share of the benefit when it arrives on July 4, 2025.