Canadian families are getting a welcomed financial lift this summer, as the Canada Revenue Agency (CRA) confirms a Canada Child Benefit Increase beginning July 2025. The annual adjustment—tied to inflation—means parents will see higher monthly payments, with some receiving up to $666 per child depending on age and income.
Here’s everything you need to know about the updated Canada Child Benefit (CCB), eligibility rules, payment dates, and how much more you can expect in your bank account starting this month.
Table of Contents
What is the Canada Child Benefit?
The Canada Child Benefit (CCB) is a tax-free monthly payment administered by the CRA, designed to help families with the cost of raising children under the age of 18. It is income-tested, meaning the amount you receive depends on your adjusted family net income (AFNI).
Every July, the benefit is indexed to inflation, ensuring families can keep up with rising living costs. The new payment amounts take effect on July 19, 2025.
$1800 Canada Child Benefit Bonus in 2025: What Parents Need to Know Now
$1,633 Canada Worker Benefits Coming in July 2025: Increase, Eligibility, Payment Dates
How Much Is the Canada Child Benefit in 2025–2026?
For the benefit year beginning July 2025 and ending June 2026, the updated maximum annual CCB amounts are:
- $7,992 per child under age 6 (≈ $666/month)
- $6,809 per child aged 6 to 17 (≈ $567/month)
This represents an increase from last year’s maximums of $7,437 and $6,275, giving families an additional $555–$534 per year per child.
The full benefit is available to families with a net income of $34,863 or less. Above this threshold, the benefit is gradually reduced based on income and the number of children.
Extra $575 GST/HST Credit Payment July 2025: Here’s Who Gets It
Income Thresholds & Benefit Reduction
As your adjusted family net income increases, your CCB amount is reduced according to a tiered reduction rate:
- For one child:
- 7% of income over $34,863
- For two children:
- 13.5%
- Three or more children:
- 19% or more
The higher your income, the lower your monthly benefit. However, most moderate-income families still qualify for partial payments.
Canada $1,000 Grocery Rebate July 2025: Here’s What the CRA Confirms
Canada Child Benefit Payment Dates 2025
The CRA issues CCB payments on the 20th of each month, or the last business day before if the 20th falls on a weekend or holiday. Key payment dates for the remainder of 2025 are:
- July 18, 2025 (reflects the new increased amounts)
- August 20, 2025
- September 19, 2025
- October 18, 2025
- November 20, 2025
- December 19, 2025
Families should check their CRA My Account to confirm payment amounts and dates.
Canada 2025 Family Benefits Details July 2025: Payments, Eligibility, and Increases
Example: How Much Could You Get?
Here’s an example of how the increase could impact a family with two children:
Family with:
- One child aged 4
- One child aged 10
- Family net income: $35,000 (below threshold)
Annual CCB:
- $7,992 (under 6)
- $6,809 (ages 6–17)
- Total: $14,801 per year
- Monthly: $1,233.42
This family will receive over $1,200 per month tax-free in 2025–2026 under the new rates.
Who is Eligible for the CCB?
To qualify for the Canada Child Benefit, you must:
- Live with a child under age 18
- Be the primary caregiver
- Be a resident of Canada for tax purposes
- File your taxes every year (even if you have no income)
You or your spouse must be a Canadian citizen, permanent resident, protected person, or temporary resident who has lived in Canada for at least 18 months.
What About Other Child Benefits?
In addition to the federal CCB, families may receive provincial or territorial child benefits, which are automatically included with the monthly CCB if applicable:
- Ontario: Includes Ontario Child Benefit
- Alberta: Includes Alberta Child and Family Benefit
- B.C.: Includes B.C. Family Benefit
Amounts and eligibility vary by province.
Final Thoughts: Bigger Support for Families in 2025
The Canada Child Benefit Increase effective July 2025 brings crucial financial support for families grappling with rising living costs, child care, and inflation. With monthly payments now reaching up to $666 per child, many parents will feel a bit more breathing room in their household budgets.
Make sure you’ve filed your 2024 tax return, updated your marital status or custody details if needed, and check your CRA My Account to track your payments.